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Bird Talk

Bird Talk

Medical Conditions – Know Them of All

Posted date : Nov 7, 2017.

Dear Bird Talk, This is in response to the member who wrote a letter in the summer edition regarding an Insurance Company that had a clause in its policy stating that the patient should know of all medical conditions he or she might have, and therefore he was not covered by insurance. The editors are […]

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Competitive Prices

Posted date : Nov 7, 2017.

Dear Bird Talk, I think it is great that the CSA supports the Medipac Insurance program and vice/versa. It is an important membership benefit to a lot of members and I am sure the insurers have a successful operation financially. However, what bothers me is that it is not cost effective for all members and […]

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Travel within Canada

Posted date : Nov 7, 2017.

Dear Bird Talk, My wife and I are members of CSA and I have my Travel Emergency Insurance with Medipac for U.S. travel (5 months). We will be in British Columbia for 10 days this summer. RBC Insurance says that we need emergency medical insurance and that OHIP won’t cover us. Are the RBC people […]

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Hospital Bills – Negotiate Them!

Posted date : Nov 7, 2017.

Dear Bird Talk, My husband and I spend winters in Hemet, CA, and both of us have had to have medical attention there, at our own expense. I was hospitalized with pneumonia in December 2002, a pre-existing condition on my insurance. Remember, if you are paying the bill, you can deal. When we got our […]

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Travel Insurance Rates: “It’s Just Not Fair”

Posted date : Nov 7, 2017.

Dear Bird Talk, Thank you very much for listening to my “It’s Just Not Fair” complaint about Medipac rates concerning former Aneurysm patients. I have just looked at the Early Bird rates for this year’s trip and I have substantial savings compared to the old policy. I am sure I am not alone in this […]

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Fedreal Superannuate Surcharge

Posted date : Nov 7, 2017.

Gentlemen: Re: $40.00 Surcharge With regard to your CSA News article regarding the $40.00 surcharge that Medipac adds to their out-of-province health insurance policies. It is Not Fair that Federal Government employees must pay a $40.00 penalty because the Federal Government has a MEDOC Plan of out-of-province insurance available to them for the first 40 […]

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Early Bird Plan Timing

Posted date : Nov 7, 2017.

Dear Bird Talk, We are one of the couples who purchase extra insurance for our winter trip south. The only problem I have is with the Early Bird Plan. This plan comes out in the summer and we don’t know whether we can go south or not until usually the first part of November. As […]

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Medipac

Posted date : Nov 7, 2017.

Dear Mr. Quigley, I do not have any suggestions to improve Medipac. I am quite happy with the way it is working and the service it provides…I am a firm believer in insurance. I go to great lengths to promote Medipac to our Canadian friends while in Florida. Yours Truly, Roy Mailman Bridgetown, Nova Scotia […]

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Travel Insurance Rates and the US Dollar

Posted date : Nov 7, 2017.

Dear Bird Talk, I hope that the 2003/2004 rates are going to reflect the increase in the Canadian dollar against the US$. Thank you. Leo Audette Welland Ont. Response: The Canadian dollar is $0.7419US, at press time. We certainly hope it stays at this level, or higher, for this year’s travel season. This has a […]

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Travel Insurance for Non-US Destinations

Posted date : Nov 7, 2017.

Dear Bird Talk, I was really pleased to see “Cuba a new option for seniors” which will now permit me to enjoy winter sun, provided I can get travel health insurance which I can afford. It would seem to me that your present insurance premiums are based exclusively for those that winter in the U.S. […]

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