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Bird Talk

Bird Talk

Credit Cards in the US – and the real solution is…ATMs?!

Posted date : Nov 4, 2017.

Dear Bird Talk, I would like to warn CSA members about using ATMs in the USA, based on my personal experience. In early March, I attempted to withdraw US$300.00 from my CIBC Canadian account at a Chase Bank ATM located in a Walgreens Drugs outlet in Mesa, Arizona. Although I received a receipt stating that […]

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Using Credit Cards in the US – and even more…

Posted date : Nov 4, 2017.

Dear Bird Talk, We travel to Arizona in the winter and also like to use credit cards at the gas pumps. It took some time for us to be told of a solution, but there is one that works. We use a credit card – an American $ Visa this year, to avoid paying exchange […]

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Using Credit Cards in the US – and more…

Posted date : Nov 4, 2017.

Dear Bird Talk, I read the letter from R.D. Burrows in the spring issue of CSA News. We spend the winter in southern Texas and have experienced the same frustrations when attempting to use a card reader at certain gas stations. There is no U.S. zip code attached to our Canadian credit cards and, as […]

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Using Credit Cards in the US – more…

Posted date : Nov 4, 2017.

Dear Bird Talk, Here is another suggestion. We obtained a Discover credit card in Florida using our winter address, which was completely acceptable. Discover is good in the U.S. only, as far as we know. If you have a U.S. winter address, then you have a zip code and we use it when buying gas. […]

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Using Credit Cards in the US

Posted date : Nov 4, 2017.

Dear Bird Talk, I just read in the spring magazine about the problems experienced in Nevada, Arizona and California when using a credit card at service station pumps. We, too, ran into similar problems this past winter season all along the I-75 and throughout Florida. Upon investigation, we found out that virtually all service stations […]

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Banking Overdraft Fees in the U.S.

Posted date : Nov 4, 2017.

Dear Bird Talk, Recently, I decided to remove the money I had remaining in my U.S. Royal Bank chequing account because I was returning to Canada within two weeks and I thought I would take the cash and just spend whatever money I had. I went to the bank machine and removed all that was […]

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Driving Trips in California, Nevada, Arizona

Posted date : Nov 4, 2017.

Dear Bird Talk, Just a word of caution to those of us who travel to Nevada, Arizona and California and use Shell, Chevron, Valero or Diamond Shamrock service stations. If you use a Visa or MasterCard, these cards are not accepted at their gas pumps without a U.S. zip code. These pumps are programmed to […]

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Homestead Tax Exemption

Posted date : Nov 4, 2017.

Dear Bird Talk, I am a Florida homeowner. Are Canadians eligible to apply for a Homestead Tax Exemption ($25,000) on their property taxes in Florida? Thank You, William Johnston Response: Ed: The Florida Homestead Tax Exemption is for full-time Florida residents only. Our concern is that even more taxes will be shifted to visitors and […]

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Changes Necessary to RRIF Payments for 2008

Posted date : Nov 4, 2017.

Dear Bird Talk, I have been asked by several senior friends as an original CSA member to write to you of our concern regarding what is happening to our savings in this period of economic downturn, in particular as it applies to our RRIFs and the amounts we must withdraw. Seniors, those of us fortunately […]

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Frequent Flyer Credit Card

Posted date : Nov 4, 2017.

Dear Bird Talk, Re: your info in CSANews, would you please tell me how to obtain a frequent flyer credit card. I do have an AIR MILES credit card I can use in some stores, but none appear to have the benefit of the card you discuss in your article. I would appreciate any info […]

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