Travel insurance and OHIP coverage
Posted date : May 10, 2023.
Hi there. I understand that Ontario recently ruled to retain OHIP coverage for any emergencies while outside of Canada. Can you please explain why I would need travel insurance as well, if any emergency medical costs are going to be covered by OHIP?
Tanya Trachtenberg
Toronto, ON
Ed.: The CSA filed a lawsuit against the province of Ontario when they repealed out-of-country medical payments – and we won. However, although OHIP payments for emergency medical services performed outside of Canada have been reinstated, they are still limited to maximums of $200 and $400 CAD per hospital day. Hospital claims average more than $20,000 USD per day. Buy travel insurance!