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92-year old father-in-law doesn’t want to buy travel insurance

Posted date : Nov 7, 2017

Dear Bird Talk, We have my wife’s 92-year-old father living with us and he wants to come to Florida with us, but will not get any insurance. What do you advise us to do? We don’t want to be liable if anything happens. Kevin McLoughlin Ridgeway, ON Response: Ed.: Do NOT take him unless he […]

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Getting top-up insurance while out-of-county: is it allowed?

Posted date : Nov 7, 2017

Dear Bird Talk, In response to your letter from Len Stoll, Ottawa, re top-up insurance. My husband and I wanted an extra five days in April 2011 and I called the insurance company we were with that year and there was no problem. They sold us five days’ each. Were we covered if an emergency […]

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Medipac Travel Insurance – Happy Customers

Posted date : Nov 7, 2017

Dear Bird Talk, I would like to share with Canadian Snowbird Association members our experience this past spring with Medipac Insurance. We had just begun our return to Canada from a five-month stay in south Texas and chose to stop for our first night at Shreveport/Bossier City, Louisiana. About midnight, my husband Steve awoke with […]

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Calls to 911

Posted date : Nov 7, 2017

Dear Bird Talk, As a Medipac Insurance customer, I am just wondering something. If I have to make a 911 call and all of the first responders (i.e. police, ambulance, fire department, dog catcher, etc.) react, how much coverage do I have through Medipac for their services. We are in Yuma and have heard that […]

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Top-ups and Pre-Existing Conditions

Posted date : Nov 7, 2017

Dear Bird Talk, My husband and I spend four months in Florida each winter. I have 62 days’ coverage through my Ontario Teachers Insurance Plan (OTIP) and top it up to 126 days with Medipac. Last winter was the first time in many years I actually had a medical problem while in Florida, but it […]

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Medipac provides automatic extensions of coverage for FREE!!

Posted date : Nov 7, 2017

Dear bird talk, My husband and I spent four months last winter in florida, with 62 days of insurance from my retired teachers of Ontario plan, then topping up with Medipac. we arrived back in canada on april 2 and our Medipac insurance expired on april 3. if we had been in a serious accident […]

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Visit-USA Act – Canadian health coverage

Posted date : Nov 7, 2017

Dear bird talk, I read with interest the articles and letters about the proposed Visit-Usa act in the spring issue of CSANews. I was wondering what the effect will be on Canadian health coverage for Canadians who would be out of Canada for more than 183 days. I believe that, at present, the time out […]

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Canada Health Act – Provincial health insurance plans

Posted date : Nov 7, 2017

Provincial health insurance plans- Canada Health Act. Dear bird talk, I believe the provincial health insurance plans should be prepared to provide cost protection for medical services outside the home province up to what is assessed as the cost to provide the service within the province. this would significantly reduce the cost of insurance from […]

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“Balance billing” – the foul practices involved

Posted date : Nov 7, 2017

Dear Bird Talk, Your J. Ross Quigley expounded in the fall issue of your CSANews that “our strategy to confront aggressive billing departments, combined with Medipac’s reputation for paying our claims, has proven very successful.” We were involved in a rather unfortunate car accident on December 31, 2010 at KeyWest, FL, but we can confirm […]

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Travel Medical Insurance for Visitors to Canada

Posted date : Nov 7, 2017

Dear Bird Talk, We have recently had our niece and her family visit us here in B.C., from Colorado. I was interested in what travel medical coverage cost them and how it compares to Medipac. When I asked them, they informed me that they had not taken out any travel medical insurance; since Canada has […]

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