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Problems With Insurance Claims

Posted date : Nov 7, 2017

Dear Bird Talk, We are 11-year snowbirds to Florida. Last winter, we changed our emergency travel insurance to [name of insurance company omitted]. By coincidence, last year we needed that insurance badly. My wife was admitted to the hospital in serious condition with severe nosebleeds. The hospital contacted our emergency insurance, which was handled by […]

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Airfare Refunds with TD Visa

Posted date : Nov 7, 2017

Dear Bird Talk, I wish to advise you of a situation that I encountered this past April. My husband had to be flown home to Toronto from Florida by air ambulance because of a recent illness. I was given four hours to prepare myself, in order to be able to fly home with him. During […]

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A Horror Story Averted!

Posted date : Nov 7, 2017

Dear Bird Talk, Ross Quigley’s article in the summer 2010 edition of CSANews (‘Let me first say that Medipac is fine!’) hit the nail on the head. I suspect that our personal case illustrates the need very clearly. We went for a short, three-week holiday that included a one-week cruise out of Tampa last spring, […]

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Are You Insured While In Florida For Six Months?

Posted date : Nov 7, 2017

Dear Bird Talk: ARE YOU INSURED WHILE IN FLORIDA FOR SIX MONTHS? You can imagine my surprise when I walked into the local Co-Operators office to pick up my pink slip for proof of insurance, as I was leaving for Florida before my actual renewal date. When I sat down in front of the agent, […]

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Joint Tenancy With Right of Survivorship

Posted date : Nov 7, 2017

Dear Bird Talk, Re: Joint tenancy with right of survivorship My wife and I purchased a condo in Florida approximately 20 years ago. The deed indicated that both of us are “grantees” (purchasers) and also specifies that we are husband and wife. We have been told by an attorney (who is also an acquaintance) that […]

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Insurance Premium and Heart Conditions

Posted date : Nov 7, 2017

Dear Bird Talk, My wife was diagnosed with a “heart block” – a condition that limited blood flow somewhat, and which required the use of a pacemaker. After spending 6 hours in the hospital, we left for home with her new pacemaker humming away nicely. It has really improved her energy level and with her […]

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Car Insurance in the U.S.

Posted date : Nov 7, 2017

Dear Bird Talk, I thought this info might be of some interest to other snowbirds who might be contemplating purchasing a car in the U.S. My wife and I bought a car in Florida last year so that we would have a second car for our (meaning my wife’s) convenience. When I went to get […]

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Excellent Customer Service

Posted date : Nov 7, 2017

Dear Bird Talk, I have been talking with Sonia, who was a great pleasure to deal with. She sets a high standard for her colleagues. Because of her I will deal with Medipac again. Tim Pickering Response: Thanks, Tim. This was a particularly difficult claim and assistance season and all of our staff worked long […]

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When to Call

Posted date : Nov 7, 2017

Dear Bird Talk, I am concerned about Medipac travel insurance. The policy on page 2 states as follows: “You or someone on Your behalf (if you are unable to do so) MUST call Medipac Assist BEFORE You seek Medical Treatment.” If my wife or I suddenly had an emergency, such as on of us collapsing, […]

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Thanks Medipac!

Posted date : Nov 7, 2017

Dear Bird Talk, I am 85 years old and have taken health insurance every year going south for the past 15 years. I often wondered what would happen if I needed help. While in Las Vegas, I broke my hip. I had wonderful treatment from the first phone call. Medipac took care of everything, even […]

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