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Exceeding 182 days for medical reasons

Posted date : Nov 7, 2017

Dear Bird Talk, Similar to many other Canadian Snowbirds, my wife and I spend 179-180 days in the U.S. every winter, saving 2 or 3 days in case something unforeseen should happen, so as not to exceed the 182 days allowed by the B2 visa. Since Canadian and U.S. border services now share or will […]

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Quebec Six Months or Seven?

Posted date : Nov 7, 2017

In a previous bird talk forum, it was mentioned that P.E.I. is the only province that doesn’t allow seven months’ absence to retain their health plan. In checking online with the Quebec Health Plan, I see nothing that says that and it appears they are saying six months. I know this seems true as I […]

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Snowbird Car Insurance

Posted date : Nov 7, 2017

After reading about the 180-day maximum vehicle insurance coverage period when in the U.S. in the last CSA News issue, I also contacted my Certas/State Farm agent, who was unaware of the 180-day limit but was subsequently advised by HQ that this is indeed (and has been) an annual maximum. He claims that this is […]

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Vehicle Insurance

Posted date : Nov 7, 2017

We just learned today that the company (Certas) that purchased State Farm Canada WILL NOT insure your vehicle for more than 180 days in the U.S. This was told to me at the renewal of our policy, by our local agent, and confirmed by a call to the company underwriters. In the past, with State […]

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Higher premium for those with change in medication

Posted date : Nov 7, 2017

Dear Bird Talk, I have a question that hopefully, you can answer. Why do insurance companies that provide outside-of-Canada health insurance have you pay a higher premium for health insurance if you have a change in medication, with higher or lower dose, and you are deemed unstable for 180 days and you are not covered […]

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Aneurysm Size and Medipac Coverage

Posted date : Nov 7, 2017

Dear Bird Talk, I was unable to get a favourable quote from Medipac (last fall) as I have a 4.6 cm abdominal aortic aneurysm. I am 67 years old. My surgeon will not operate until it gets to 5.5 cm. I have been spending three months in Myrtle Beach for the last 12 years and […]

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Visit-USA Act – Canadian health coverage

Posted date : Nov 7, 2017

Dear bird talk, I read with interest the articles and letters about the proposed Visit-Usa act in the spring issue of CSANews. I was wondering what the effect will be on Canadian health coverage for Canadians who would be out of Canada for more than 183 days. I believe that, at present, the time out […]

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A Horror Story Averted!

Posted date : Nov 7, 2017

Dear Bird Talk, Ross Quigley’s article in the summer 2010 edition of CSANews (‘Let me first say that Medipac is fine!’) hit the nail on the head. I suspect that our personal case illustrates the need very clearly. We went for a short, three-week holiday that included a one-week cruise out of Tampa last spring, […]

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Canadian Wines and Wineries

Posted date : Nov 7, 2017

Dear Bird Talk, As I was reading your magazine from Spring 2010, Issue 74, I came across the Food and Drink section. I was so interested in the article about nut varieties, as it suggested that you have a glass of wine with these appetizers. I was so happy to see this until I came […]

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Medipac Staff

Posted date : Nov 7, 2017

Dear Bird Talk, We are writing to express our sincere thanks for the excellent service that we received from Medipac employees. Each person with whom we spoke, to seek assistance, was efficient and knowledgeable about the Medipac insurance. We had not realized that my husband Norman was not eligible for the regular insurance and that […]

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