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Posted date : Nov 4, 2017

Dear Bird Talk, In your winter 2014, Issue 93, you advised Linda Johnson of Vancouver B.C. that the sale of her current home “would be subject to capital gains tax on the difference between the sale price and the purchase price you paid, less improvements. Ten per cent of the sale price is required to […]

Posted date : Nov 4, 2017

Dear Bird Talk, I have struggled with this form (8840) for a while now. Here’s the reason why. I have sold my home in Canada. I have a permanent address in Canada inasmuch as my wife’s sister and brother-in-law have a complete suite furnished in their basement and said that we have a bona fide […]

Posted date : Nov 4, 2017

Dear Bird Talk, In your always informative Editor’s notes in the Summer 2013 issue, you mentioned that snowbird visitors are not allowed to work in the U.S. Is this different than for any other Canadian? For example, what about Canadians who give the occasional speech or lead a workshop at a conference in the U.S., […]

Posted date : Nov 4, 2017

Dear bird talk, This message is in reference to the lady trying to acquire U.S. credit cards at major shopping stores. As snowbirds, we have a home in an adult community in henderson, Nevada and this is what has worked for me when applying for a card with Macy’s, dillards, Kohls, etc. Once you have […]

Posted date : Nov 4, 2017

Dear bird talk, I have been unable to complete an application to get a Wal-Mart credit card because the computer insists on a Social Security Number and, of course, I only have a Canadian social insurance number. two weeks of trying to find some way around the computer and talking to senior staff at the […]

Posted date : Nov 4, 2017

Since I have a condo in Florida, I wonder if I can buy a car there and use it in Canada as my normal car, without having to make any transfer. This means that I would have to immatriculate my car in Florida and get insurance there. Would that be correct for the Canadian authorities? […]

Posted date : Nov 4, 2017

Dear Bird Talk, We travel to Arizona in the winter and also like to use credit cards at the gas pumps. It took some time for us to be told of a solution, but there is one that works. We use a credit card – an American $ Visa this year, to avoid paying exchange […]

Posted date : Nov 4, 2017

Dear Bird Talk, Recently, I decided to remove the money I had remaining in my U.S. Royal Bank chequing account because I was returning to Canada within two weeks and I thought I would take the cash and just spend whatever money I had. I went to the bank machine and removed all that was […]

Posted date : Nov 4, 2017

Dear Bird Talk, I have been asked by several senior friends as an original CSA member to write to you of our concern regarding what is happening to our savings in this period of economic downturn, in particular as it applies to our RRIFs and the amounts we must withdraw. Seniors, those of us fortunately […]

Posted date : Nov 4, 2017

Dear Bird Talk, Perhaps you think that when a couple has a joint bank account with right of survivorship that no changes will be made after the death of one partner. When my husband passed away, I found out that this is not so with our account at the Canadian Imperial Bank of Commerce. When […]