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When to Call

Posted date : Nov 7, 2017

Dear Bird Talk, I am concerned about Medipac travel insurance. The policy on page 2 states as follows: “You or someone on Your behalf (if you are unable to do so) MUST call Medipac Assist BEFORE You seek Medical Treatment.” If my wife or I suddenly had an emergency, such as on of us collapsing, […]

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Pro-Rate Clause

Posted date : Nov 7, 2017

Dear Bird Talk: Re: the “Pro-Rate Clause” I am compelled to write regarding the “angry letter” received by an “unhappy client”. Who did she think, or they think, they were that they could beat the system? They lied – outright, to previous existing conditions! Give me a break – shame on them! Isn’t it strange […]

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Medical Conditions – Know Them of All

Posted date : Nov 7, 2017

Dear Bird Talk, This is in response to the member who wrote a letter in the summer edition regarding an Insurance Company that had a clause in its policy stating that the patient should know of all medical conditions he or she might have, and therefore he was not covered by insurance. The editors are […]

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Early Bird Plan Timing

Posted date : Nov 7, 2017

Dear Bird Talk, We are one of the couples who purchase extra insurance for our winter trip south. The only problem I have is with the Early Bird Plan. This plan comes out in the summer and we don’t know whether we can go south or not until usually the first part of November. As […]

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Travel Insurance Rates and the US Dollar

Posted date : Nov 7, 2017

Dear Bird Talk, I hope that the 2003/2004 rates are going to reflect the increase in the Canadian dollar against the US$. Thank you. Leo Audette Welland Ont. Response: The Canadian dollar is $0.7419US, at press time. We certainly hope it stays at this level, or higher, for this year’s travel season. This has a […]

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Travel Insurance for Non-US Destinations

Posted date : Nov 7, 2017

Dear Bird Talk, I was really pleased to see “Cuba a new option for seniors” which will now permit me to enjoy winter sun, provided I can get travel health insurance which I can afford. It would seem to me that your present insurance premiums are based exclusively for those that winter in the U.S. […]

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Read Your Policy

Posted date : Nov 6, 2017

Dear Bird Talk, I appreciate the opportunity to alert your readers to the unfortunate experience I encountered with an insurance company named Pure Insure with offices in Toronto and Vancouver. On April 4, 1999, my flu condition progressed to the point that I encountered a severe cough. As a result, my husband took me to […]

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Rate Category

Posted date : Nov 6, 2017

Dear Bird Talk, I have been a member of CSA for many years and have been insured by Medipac without claim. There is one facet of my dealings with Medipac that I believe to be completely unfair. In our dealings with Medipac, they ask the question, Have you ever had cancer? I had bowel cancer […]

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Medical Evacuation

Posted date : Nov 6, 2017

Dear Bird Talk, I feel the following letter would be helpful to all snowbirds if it were printed in the CSA News. It might keep them from making the same mistakes as we did. Fellow Snowbirds, We have been fortunate to have been able to spend six months in Florida for the last several years. […]

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Overstaying 182 days in the U.S.

Posted date : Nov 6, 2017

Can anyone comment on what happens if you overstay your 182 days in the U.S.? I understand that the IRS can consider you taxable on worldwide income, but do they contact you? Has anyone had this happen to them? If it’s over by a few days, are they still going to make an effort to […]

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