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You get what you pay for

Posted date : Nov 7, 2017

Dear Bird Talk, I just want to impress upon everyone how important it is to have good insurance before entering the U.S. On Jan. 1, 2011, we were in a bad accident on I-75 in Kentucky. Our van was demolished by a big motorhome while we were stopped in front of a police car with […]

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Top-ups and Pre-Existing Conditions

Posted date : Nov 7, 2017

Dear Bird Talk, My husband and I spend four months in Florida each winter. I have 62 days’ coverage through my Ontario Teachers Insurance Plan (OTIP) and top it up to 126 days with Medipac. Last winter was the first time in many years I actually had a medical problem while in Florida, but it […]

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Medipac provides automatic extensions of coverage for FREE!!

Posted date : Nov 7, 2017

Dear bird talk, My husband and I spent four months last winter in florida, with 62 days of insurance from my retired teachers of Ontario plan, then topping up with Medipac. we arrived back in canada on april 2 and our Medipac insurance expired on april 3. if we had been in a serious accident […]

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“Balance billing” – the foul practices involved

Posted date : Nov 7, 2017

Dear Bird Talk, Your J. Ross Quigley expounded in the fall issue of your CSANews that “our strategy to confront aggressive billing departments, combined with Medipac’s reputation for paying our claims, has proven very successful.” We were involved in a rather unfortunate car accident on December 31, 2010 at KeyWest, FL, but we can confirm […]

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Travel Medical Insurance for Visitors to Canada

Posted date : Nov 7, 2017

Dear Bird Talk, We have recently had our niece and her family visit us here in B.C., from Colorado. I was interested in what travel medical coverage cost them and how it compares to Medipac. When I asked them, they informed me that they had not taken out any travel medical insurance; since Canada has […]

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Problems With Insurance Claims

Posted date : Nov 7, 2017

Dear Bird Talk, We are 11-year snowbirds to Florida. Last winter, we changed our emergency travel insurance to [name of insurance company omitted]. By coincidence, last year we needed that insurance badly. My wife was admitted to the hospital in serious condition with severe nosebleeds. The hospital contacted our emergency insurance, which was handled by […]

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Airfare Refunds with TD Visa

Posted date : Nov 7, 2017

Dear Bird Talk, I wish to advise you of a situation that I encountered this past April. My husband had to be flown home to Toronto from Florida by air ambulance because of a recent illness. I was given four hours to prepare myself, in order to be able to fly home with him. During […]

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A Horror Story Averted!

Posted date : Nov 7, 2017

Dear Bird Talk, Ross Quigley’s article in the summer 2010 edition of CSANews (‘Let me first say that Medipac is fine!’) hit the nail on the head. I suspect that our personal case illustrates the need very clearly. We went for a short, three-week holiday that included a one-week cruise out of Tampa last spring, […]

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Joint Tenancy With Right of Survivorship

Posted date : Nov 7, 2017

Dear Bird Talk, Re: Joint tenancy with right of survivorship My wife and I purchased a condo in Florida approximately 20 years ago. The deed indicated that both of us are “grantees” (purchasers) and also specifies that we are husband and wife. We have been told by an attorney (who is also an acquaintance) that […]

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Canadian Wines and Wineries

Posted date : Nov 7, 2017

Dear Bird Talk, As I was reading your magazine from Spring 2010, Issue 74, I came across the Food and Drink section. I was so interested in the article about nut varieties, as it suggested that you have a glass of wine with these appetizers. I was so happy to see this until I came […]

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