Dear Bird Talk, I think you are doing a grave disservice to your Canadian readers for not letting them know which insurance company refused to pay for the hospital that treated the little girl in Mexico. I have used insurance companies over the years and had no problem until I was stranded out west in […]

Dear Bird Talk, In a previous answer, you stated that provinces should be happy to extend the number of days of out-of-country health-care coverage as this will reduce their health-care costs? Would you explain? Nancy McRae Charlottetown, PE Response: Ed: Every emergency operation and every doctor’s visit that happens outside of Canada is a medical […]

Dear Bird Talk, There appears a clause in medical travel insurance policies, including Medipac, which states the following: EMERGENCY SERVICES EXCLUDED FROM COVERAGE “ …services relating to an illness or injury which caused the emergency, after such emergency ends.” Does this mean that one should go home after having received emergency medical care? I had […]

Dear Bird Talk, Recently, I negotiated a medical travel insurance policy with Johnson Medoc for a prolonged period of absence from the country. On reviewing the confirmation letter from them, I found that a sum of more than $400 had been added for trip cancellation insurance, which represents 25% of the total cost, or 33% […]

Dear Bird Talk, Just wondering if CSA or others have done any investigation of U.S. property insurance? We were given an initial quote for a new home in Arizona, only to have that quote revised upwards by 50% as soon as they found out that we were Canadian. The second company which we approached quoted […]

Dear Bird Talk, Will owning a home in Florida along with a car with U.S. insurance and plates affect the status of being a Canadian snowbird (thinking of purchasing and leaving auto in Florida)? Thanking you in advance for your comments. Mary from Nova Scotia Response: Ed.: Owning a vacation home and a car registered […]

Dear Bird Talk, We just renewed our RV insurance and were told we would have to pay a surcharge of 25% because we would be in the U.S. for more than 120 days and more than 200 miles from our border. On one hand, we can now be out of province for seven months, but […]

Dear Bird Talk, We have my wife’s 92-year-old father living with us and he wants to come to Florida with us, but will not get any insurance. What do you advise us to do? We don’t want to be liable if anything happens. Kevin McLoughlin Ridgeway, ON Response: Ed.: Do NOT take him unless he […]

Dear Bird Talk, In response to your letter from Len Stoll, Ottawa, re top-up insurance. My husband and I wanted an extra five days in April 2011 and I called the insurance company we were with that year and there was no problem. They sold us five days’ each. Were we covered if an emergency […]

Dear Bird Talk, I would like to share with Canadian Snowbird Association members our experience this past spring with Medipac Insurance. We had just begun our return to Canada from a five-month stay in south Texas and chose to stop for our first night at Shreveport/Bossier City, Louisiana. About midnight, my husband Steve awoke with […]