Dear bird talk, I read with interest the articles and letters about the proposed Visit-Usa act in the spring issue of CSANews. I was wondering what the effect will be on Canadian health coverage for Canadians who would be out of Canada for more than 183 days. I believe that, at present, the time out […]

Provincial health insurance plans- Canada Health Act. Dear bird talk, I believe the provincial health insurance plans should be prepared to provide cost protection for medical services outside the home province up to what is assessed as the cost to provide the service within the province. this would significantly reduce the cost of insurance from […]

Some readers have written saying that having your auto in the U.S. for six months is not a problem under your auto insurance, or that it is only an Ontario problem. Response: Just have your broker or insurance company drop you a letter or e-mail stating that – then it is not a problem. Drive […]

Dear Bird Talk, Your J. Ross Quigley expounded in the fall issue of your CSANews that “our strategy to confront aggressive billing departments, combined with Medipac’s reputation for paying our claims, has proven very successful.” We were involved in a rather unfortunate car accident on December 31, 2010 at KeyWest, FL, but we can confirm […]

Dear Bird Talk, We have recently had our niece and her family visit us here in B.C., from Colorado. I was interested in what travel medical coverage cost them and how it compares to Medipac. When I asked them, they informed me that they had not taken out any travel medical insurance; since Canada has […]

Dear Bird Talk, I read with interest the article in Bird Talk regarding car insurance and was petrified that I probably was driving in the U.S. potentially without insurance. I immediately called the Zenith Insurance Co., my provider, quoted your article and was told immediately that it was incorrect and I was covered for six […]

Dear Bird Talk, We are 11-year snowbirds to Florida. Last winter, we changed our emergency travel insurance to [name of insurance company omitted]. By coincidence, last year we needed that insurance badly. My wife was admitted to the hospital in serious condition with severe nosebleeds. The hospital contacted our emergency insurance, which was handled by […]

Dear Bird Talk, I wish to advise you of a situation that I encountered this past April. My husband had to be flown home to Toronto from Florida by air ambulance because of a recent illness. I was given four hours to prepare myself, in order to be able to fly home with him. During […]

I have been following up with The Co-operators since the article in the winter magazine. They have been giving confusing information until finally, a policy was issued in late April. If anyone has a vehicle outside of your home province for more than 59 days, they will not be insured unless they pay an extra […]

Dear Bird Talk, We just bought a trailer/lanai in a park in Florida. We realize that home insurance is outrageous (if you can even get coverage), BUT shouldn’t we have liability coverage? Comments, please. Allen Taylor Pickering, ON Response: Ed: Liability insurance is absolutely necessary and it is not expensive. Call your Canadian insurer and […]