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Having your auto in the U.S. for six months

Posted date : Nov 7, 2017

Some readers have written saying that having your auto in the U.S. for six months is not a problem under your auto insurance, or that it is only an Ontario problem. Response: Just have your broker or insurance company drop you a letter or e-mail stating that – then it is not a problem. Drive […]

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“Balance billing” – the foul practices involved

Posted date : Nov 7, 2017

Dear Bird Talk, Your J. Ross Quigley expounded in the fall issue of your CSANews that “our strategy to confront aggressive billing departments, combined with Medipac’s reputation for paying our claims, has proven very successful.” We were involved in a rather unfortunate car accident on December 31, 2010 at KeyWest, FL, but we can confirm […]

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Travel Medical Insurance for Visitors to Canada

Posted date : Nov 7, 2017

Dear Bird Talk, We have recently had our niece and her family visit us here in B.C., from Colorado. I was interested in what travel medical coverage cost them and how it compares to Medipac. When I asked them, they informed me that they had not taken out any travel medical insurance; since Canada has […]

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Car Insurance Limits in the USA

Posted date : Nov 7, 2017

Dear Bird Talk, I read with interest the article in Bird Talk regarding car insurance and was petrified that I probably was driving in the U.S. potentially without insurance. I immediately called the Zenith Insurance Co., my provider, quoted your article and was told immediately that it was incorrect and I was covered for six […]

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Problems With Insurance Claims

Posted date : Nov 7, 2017

Dear Bird Talk, We are 11-year snowbirds to Florida. Last winter, we changed our emergency travel insurance to [name of insurance company omitted]. By coincidence, last year we needed that insurance badly. My wife was admitted to the hospital in serious condition with severe nosebleeds. The hospital contacted our emergency insurance, which was handled by […]

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Airfare Refunds with TD Visa

Posted date : Nov 7, 2017

Dear Bird Talk, I wish to advise you of a situation that I encountered this past April. My husband had to be flown home to Toronto from Florida by air ambulance because of a recent illness. I was given four hours to prepare myself, in order to be able to fly home with him. During […]

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Special Car Insurance Needed for Snowbirds

Posted date : Nov 7, 2017

I have been following up with The Co-operators since the article in the winter magazine. They have been giving confusing information until finally, a policy was issued in late April. If anyone has a vehicle outside of your home province for more than 59 days, they will not be insured unless they pay an extra […]

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Liability Insurance

Posted date : Nov 7, 2017

Dear Bird Talk, We just bought a trailer/lanai in a park in Florida. We realize that home insurance is outrageous (if you can even get coverage), BUT shouldn’t we have liability coverage? Comments, please. Allen Taylor Pickering, ON Response: Ed: Liability insurance is absolutely necessary and it is not expensive. Call your Canadian insurer and […]

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A Horror Story Averted!

Posted date : Nov 7, 2017

Dear Bird Talk, Ross Quigley’s article in the summer 2010 edition of CSANews (‘Let me first say that Medipac is fine!’) hit the nail on the head. I suspect that our personal case illustrates the need very clearly. We went for a short, three-week holiday that included a one-week cruise out of Tampa last spring, […]

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Are You Insured While In Florida For Six Months?

Posted date : Nov 7, 2017

Dear Bird Talk: ARE YOU INSURED WHILE IN FLORIDA FOR SIX MONTHS? You can imagine my surprise when I walked into the local Co-Operators office to pick up my pink slip for proof of insurance, as I was leaving for Florida before my actual renewal date. When I sat down in front of the agent, […]

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