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Trial and error with cellular phone plans

Posted date : Nov 4, 2017

Dear Bird Talk, I see there has been a lot of discussion about many different cellular plans, and I thought I might weigh in a little with my personal experiences. I have a secondary property in Las Vegas and travel there occasionally throughout the year. I have tried adding U.S. travel pack plans Via FIDO […]

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Cost-effectiveness of removing driving coverages

Posted date : Nov 4, 2017

Dear Bird Talk, This may be old hat to experienced snowbirds, but it was news to us. We are newbie snowbirds planning to spend February through April in South Carolina. We put our second car into storage and removed all but comprehensive insurance; the resultant savings paid for the storage fees three times over. So […]

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Cost of heating a pool with propane

Posted date : Nov 4, 2017

Dear Bird Talk, Snowbirds who are looking at renting a house in Florida that uses propane for heating a pool should be very careful. Although some people claim that heating a pool with propane is similar in cost to that for hydro, propane rates from propane suppliers vary widely based on a home’s annual usage […]

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Canadian homeowners in Florida having to pay more

Posted date : Nov 4, 2017

Dear Bird Talk, The statements made in the Government Relations report of Issue 93 of CSANews are misleading. I quote the following from the Saint Lucie County Property Appraisers’ website: “Amendment 10 (Save Our Homes): Effective January 1, 1995, Amendment 10 to the Florida Constitution limits any annual increase in the assessed value of residential […]

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Capital Gains Tax and manufactured homes

Posted date : Nov 4, 2017

Dear Bird Talk, In your winter 2014, Issue 93, you advised Linda Johnson of Vancouver B.C. that the sale of her current home “would be subject to capital gains tax on the difference between the sale price and the purchase price you paid, less improvements. Ten per cent of the sale price is required to […]

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Having a power of attorney in Arizona

Posted date : Nov 4, 2017

Dear Bird Talk, I am a snowbird from Canada who has purchased a single-family home in a 55+ community. I have powers of attorney for both my estate and personal care written in Ontario by a lawyer. Should I have a power of attorney certified in Arizona as well? I am sure that there are […]

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Estate tax and wills in the U.S.

Posted date : Nov 4, 2017

Dear Bird Talk, My wife and I own a home in Arizona. Can you give guidance concerning the estate tax? Specifically, circumventing it. Should we have a separate will for the U.S.? Should we have our children’s names on the title? Any advice would be greatly appreciated. W Delorme Calgary, AB Response: Ed.: For persons […]

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Paying taxes when selling home in the U.S.

Posted date : Nov 4, 2017

Dear Bird Talk, We are Canadian with a vacation home in Arizona. Our AZ builder offers a trade-in program, so we are using this and building a larger home. Our current home gets listed by a realtor which they use for their trade-in business and they pay 1/2 his commission. We pay the balance and […]

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Is this considered “working” in the U.S.?

Posted date : Nov 4, 2017

Dear Bird Talk, My question is about defining working in the U.S. I could ask at the border, but I’m afraid that asking will bring attention to my situation with potential negative fallout. I am a contractor for a Canadian education company providing services to Canadian businesses only. Within this role, I provide course facilitation […]

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Document your requests to any large company

Posted date : Nov 4, 2017

Dear Bird Talk, I think it important to warn other snowbirds about my unfortunate experience with Bell Canada. For two years, I requested temporary suspension of my satellite dish for the TV while I was in Florida. This was done…and I was charged a minimal amount. This past October 2013, I phoned them as usual. […]

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