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Posted date : Nov 4, 2017

Dear Bird Talk, I am a snowbird from Canada who has purchased a single-family home in a 55+ community. I have powers of attorney for both my estate and personal care written in Ontario by a lawyer. Should I have a power of attorney certified in Arizona as well? I am sure that there are […]

Posted date : Nov 4, 2017

Dear Bird Talk, My question is about defining working in the U.S. I could ask at the border, but I’m afraid that asking will bring attention to my situation with potential negative fallout. I am a contractor for a Canadian education company providing services to Canadian businesses only. Within this role, I provide course facilitation […]

Posted date : Nov 4, 2017

Dear Bird Talk, Like many snowbirds, we do our banking online while in Florida. While away from home, we use Kathy’s debit card information to access our company and personal bank accounts but, last winter, we discovered that her card was about to expire while we were away. It had a November expiry date. According […]

Posted date : Nov 4, 2017

Dear Bird Talk, I recently found out about the 180-day time permitted in the U.S. We are Canadian citizens who own property in the U.S. and we spend an average of about six months per year (three winter, three summer). However, we were unaware of this Form 8840 Closer Connection to Canada until two weeks […]

Posted date : Nov 4, 2017

Dear Bird Talk, My husband and I are retiring this January and are planning to spend our winters in either Arizona or Texas. Is there a U.S. bank that is a better choice for Canadians? We are heading to Arizona for February and to Texas in March and would like to open a chequing account […]

Posted date : Nov 4, 2017

Dear bird talk, we currently have a U.S.$ account with bank of Montreal and now are being told by our camp owner in Edinburg, tX that, effective January 1, 2012, all cheques issued on Canadian banks will be subject to a handling fee of $20. We previously spent our winters in arizona and have not […]

Posted date : Nov 4, 2017

Dear Bird Talk, We travel to Arizona in the winter and also like to use credit cards at the gas pumps. It took some time for us to be told of a solution, but there is one that works. We use a credit card – an American $ Visa this year, to avoid paying exchange […]

Posted date : Nov 4, 2017

Dear Bird Talk, I read the letter from R.D. Burrows in the spring issue of CSA News. We spend the winter in southern Texas and have experienced the same frustrations when attempting to use a card reader at certain gas stations. There is no U.S. zip code attached to our Canadian credit cards and, as […]

Posted date : Nov 4, 2017

Dear Bird Talk, Here is another suggestion. We obtained a Discover credit card in Florida using our winter address, which was completely acceptable. Discover is good in the U.S. only, as far as we know. If you have a U.S. winter address, then you have a zip code and we use it when buying gas. […]

Posted date : Nov 4, 2017

Dear Bird Talk, I just read in the spring magazine about the problems experienced in Nevada, Arizona and California when using a credit card at service station pumps. We, too, ran into similar problems this past winter season all along the I-75 and throughout Florida. Upon investigation, we found out that virtually all service stations […]